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This tax season take advantage of the deductions and credits that may be available to you. The following are some deductions you may be overlooking:
It is common to think that having a good credit score means having debt and utilizing your credit cards. This is likely why many people balk at the idea of cancelling credit cards. If, however, you pay your bills on time, keep your balance low, and have generally managed your accounts responsibly, closing a credit card should not significantly impact your credit score.
End of life plans are something most people would rather not have to think about. Life, however, is unpredictable and having the peace of mind today that your loved ones will be taken care of tomorrow is too important to put off. It is especially important for couples with previous marriages to engage in the estate planning process as it can be more complicated.
The following is a list of common financial documents that may be cluttering your home, and how long you should hold onto each: