It is common to think that having a good credit score means having debt and utilizing your credit cards. This is likely why many people balk at the idea of cancelling credit cards. If, however, you pay your bills on time, keep your balance low, and have generally managed your accounts responsibly, closing a credit card should not significantly impact your credit score.
End of life plans are something most people would rather not have to think about. Life, however, is unpredictable and having the peace of mind today that your loved ones will be taken care of tomorrow is too important to put off. It is especially important for couples with previous marriages to engage in the estate planning process as it can be more complicated.
The following is a list of common financial documents that may be cluttering your home, and how long you should hold onto each:
Diane Tiveron sits down with Corporate and Business Law attorney, Amanda Wyzykiewicz, to go over tips to help with your taxes.
Picking the right business structure is a critical, since your choice can impact how you pay your taxes, how much paperwork you need to file, and how you can distribute your profits. Below is a list of the types of business structures along with how advantageous and disadvantageous they are. One form is not necessarily better than any other. Each business owner must assess his or her own needs. It may be important to seek advice from business experts and professionals when considering the advantages and disadvantages of a business entity.
Ever scroll through your Twitter Feed, Facebook Page or Instagram account and notice an artist, musical group or celebrity with a name that seems a bit… bizarre? Out of line? Inappropriate? Disparaging? If you ever were somewhat disgusted by these types of names and wondered if they could actually be trademarked, you’re not alone.
A recent study out of the University of Alabama identified key warning signs that signal that aging adults are suffering from a decline in financial decision-making abilities. Researchers found that early warning signs that may be present include:
If you live in Western New York, you know that winters can be brutal. The following are tips that you can use to stay safe in the winter weather:
As of January 4, 2017, New York State regulations regarding brokers' treatment of consumer funds, real estate course subjects and hours, as well as business card requirements, were amended. The changes are generally helpful for real estate brokers and salespersons and modernize outdated regulations.