Healthcare enrollment season has come and gone, but that doesn’t necessarily mean that your benefit choices are set in stone. There is a special enrollment period that is offered year-round. In order to participate in this special enrollment, one must undergo an eligible, major life change (i.e., having a child, marriage). This means that up to 60 days from when this life event occurs, you can change your coverage elections. Below are a few examples of life events that qualify a change in enrollment.
If you are an avid user of social media, or even just an American born since 1980, chances are your web footprint is everywhere.
When to file for divorce is a question only you can answer(except, unfortunately, if your spouse files first, then you will be thrust into a divorce, even if you aren’t or weren’t ready for it). A good lawyer or friend or therapist will not tell you that you must file.
Winter and real estate don’t exactly go hand in hand. Most Western New Yorkers, especially homeowners, know firsthand how hard winter can be on a home. Ice, snow, wind and freezing temperatures can wreak havoc on your property.
Suppose you can’t pay your mortgage, and you can’t sell your house because you owe more than it’s worth. You’re in a real jam.
Yours, mine, and ours. These are some key words to think about when beginning or revisiting a conversation concerning money management with your partner. Some couples don’t put that much thought into the merging of finances – but that is a big mistake.
From a legal standpoint, when equipment, decorations, or appliances become affixed or fastened to the real estate, it becomes a fixture and is supposed to be transferred as part of the sale, unless there is an agreement providing otherwise. What are some of the factors determining whether something is a fixture?
A key facet of the 21st century estate planning that many people overlook is a digital estate plan. With our lives becoming more engrained in technology each day, it is important to protect these assets too!
Believe it or not, spring is just around the corner. It can sneak up quickly, so make sure your home is prepared for the season to come with these helpful tips! Not only will you be proactive, but some of these tasks will give you a chance to get outside and enjoy the fresh air!
A car accident, regardless of the severity, is a frightening and stressful event for an individual to experience. Unfortunately, the winter months bring increased risks for accidents due to the weather and the hazardous road conditions it causes.