The instant you realize that you are financially overextended the walls of your reality start closing in fast. The financial burdens begin to dramatically take effect and the weight of the debt and the pressures associated with creditor collection efforts start taking its toll on you psychologically, mentally and oftentimes physically. So whether you seek information out via the internet, talking to friends and family, or seeking legal advice…invariably you start exploring your options.
With insurance fraud on the rise, personal injury victims are often confronted with the accusation that the incident that they are seeking to recover for (slip and fall, car accident or work related injury) did not ever happen in the first place.
Statistics show that workplace bullying affects 1 in 6 American workers. Despite such startling statistics, there is presently no law on the books which protects employees from an abusive work environment. Yet, there may be hope! Since 2006, a New York grassroots organization, New York Healthy Workplace Advocates, has been lobbying New York Congress to pass the “Healthy Workplace Bill.” The Bill can be read in its entirety at http://nyhwa.org/bill.html.
By the time you have reached a point in your lawsuit where the term “appeal” becomes relevant to you, you probably already feel like you have a sense of how the legal system works. Appeals are quite a bit different because, for the most part, they serve a different function in the system.
Getting a knock on the door from a CPS caseworker or receiving a “notification letter” in the mail that you’ve been named as a subject in a report of suspected child abuse or maltreatment is a scary experience. Clients who find themselves in that situation usually have many questions: What is a CPS report? Can CPS take my children? What happens when a neglect petition is filed in Family Court? What are my rights?
In a tight economy, people are looking for ways to trim their budgets. Many insurance companies advertise that they can lower your rates. However, sometimes you’re getting a lower rate because you are getting different coverage. When shopping for insurance you should do the following:
Before a landlord can reclaim possession of leased property, he or she must terminate the tenancy. First, there must be a notice of default given, depending on the nature of the default. For example, the law requires three days notice for unpaid rent or 30 days notice to terminate a tenancy in the event of a month-to-month tenancy. In no event should a lease contain time frames greater than those that are required by the law.
Back in December 2010 there was a much reported flurry of work done on changes to the US Tax laws. One of the big changes was to increase the amount an individuals could pass free of estate or gift (“transfer”) taxes. The changes made it possible to pass during $5,000,000 you life or at death (or combination thereof) without paying either of the transfer taxes. This “exemption amount” was substantially more than in prior years. (The amount is adjusted for inflation and is $5,120,000 for 2012.) Additionally, the then new law made it possible for spouses to share this amount so that a surviving spouse could use any unused portion of a predeceased spouses $5,000,000.
Minimizing Exposure in the Landlord/Tenant Relationship
While there is no full-proof way of eliminating exposure to problems or difficulties with tenants, there are a few that one should keep in mind:
A battle now rages in our own United States District Court for the Western District of New York to defend the precious right to free speech that is once again being attacked. It is in the context of religious expression, also protected by the First Amendment to the United States Constitution. Take Notice: The case of Owen v. City of Buffalo is nothing less than a test of strength of the guarantee to the people that we may speak freely and responsibly without fear of arrest.