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No-Fault Auto Insurance: Things You Should Know

September 27, 2011

Today, September 27, 2011, The Buffalo News published an article regarding a Buffalo man “charged with running a red light and aggravated unlicensed operation of a motor vehicle following a T-bone crash.” There are critical deadlines to be aware of in the case of all motor vehicle accidents. You have only 30 days from the date of the accident to file a No-Fault Application (NF-2) Form with your insurance company – even if the accident was the other driver’s fault.

No-fault insurance covers many expenses, including things like household help, medical expenses and mileage to and from medical appointments.

In a situation where the other driver is at fault and issued citations related to the accident, it is helpful for the prosecutor to know if there were injuries associated with the person’s actions. This can be done by letter or a telephone call.

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